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The Brickell Financial District in Miami contains the largest concentration of international banks in the United States, Structure of county government Pensacola 16/6 18/8 21/11 24/14 29/19 32/22 32/23 32/23 31/21 27/16 21/10 17/7 The Atlantic Ocean is the second largest of the world's oceans with an area of about 106,460,000 square kilometers (41,100,000 square miles) it covers approximately 20 percent of the Earth's surface and about 29 percent of its water surface area it separates the "Old World" from the "New World". Robert Stempel College of Public Health and Social Work, Young Men's Preparatory School all-boys Iberia also established a Miami hub in 1992 positioning a fleet of DC-9 aircraft at MIA to serve destinations in Central America and the Caribbean the hub took advantage of rights granted under the 1991 bilateral aviation agreement between the United States and Spain However the September 11 2001 attacks made it necessary for many aliens to obtain a visa in order to transit the United States and as a result United Airlines and Iberia closed their hubs in 2004 Miami remains the most important hub between Europe and Latin America and today more European carriers serve MIA than any other airport in the United States except John F Kennedy International Airport in New York.[citation needed]. Hip hop, 2.3 Arts & Entertainment District, Theatres and performance arts Management and Advanced Research Center 2002! The Gulf Stream and its northern extension towards Europe the North Atlantic Drift is thought to have at least some influence on climate for example the Gulf Stream helps moderate winter temperatures along the coastline of southeastern North America keeping it warmer in winter along the coast than inland areas the Gulf Stream also keeps extreme temperatures from occurring on the Florida Peninsula in the higher latitudes the North Atlantic Drift warms the atmosphere over the oceans keeping the British Isles and north-western Europe mild and cloudy and not severely cold in winter like other locations at the same high latitude the cold water currents contribute to heavy fog off the coast of eastern Canada (the Grand Banks of Newfoundland area) and Africa's north-western coast in general winds transport moisture and air over land areas, Herbert Wertheim College of Medicine.